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About Us

Car and Personal Loans Ltd. trading as CAPLOANS is a  Financial Advise Provider in New Zealand with a full license issued by the Financial Markets Authority.  We assist Kiwis in securing car loans, personal loans, debt consolidations and motor vehicle insurance from a variety of finance providers. As a financial adviser we aim to give you, our client, the chance of getting the best terms being offered by different lenders. This will spare you the hassle of personally applying with different finance companies in the hopes that one of them will approve your application and offer the best terms.  We will make the borrowing process convenient for you.

We do our best to give the best customer experience possible during the whole credit application process.  We try to give our clients access to financing at the best available terms as simples as possible.

Lender credit criteria applies.

Why Choose us?
  1. We are backed by more than a decade experience in the financial services industry.

  2. We are not a bank therefore the lending criteria observed by our lenders are not as rigorous and as stringent as the banks.

  3. Our lenders do not score card our clients, thus you have a better chance of getting a loan based on your past and present circumstances, even if you have bad credit.

  4. We make the lending process as fast and as painless as possible, from application, approval, to settlements (fund disbursement by the lender), we make it quick, easy and on time.

  5. We care about your experience in doing business with us.

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